Insurance4Expats DE Consultation

Transparency

How we work, how we earn

We are insurance brokers. Here you can read how we are paid, what that can mean for our recommendation and where to find all the mandatory information.

By , advising for Verus Vorsorge GmbH (insurance broker licensed under § 34d (1) GewO)

Free first consultation

Who we are

Insurance4Expats is a brand of Verus Vorsorge GmbH, Bielefeld. Address: Verus Vorsorge GmbH, Am Lenkwerk 9, 33609 Bielefeld, Amtsgericht Bielefeld (local court), HRB 45603.

The company is an insurance broker licensed under Section 34d (1) of the German Trade Regulation Act (GewO). Register number: D-UIPZ-B9EJU-36. Competent authority: IHK Ostwestfalen zu Bielefeld. You can check the register yourself: DIHK intermediary register.

All mandatory information is in the Imprint (German) and the Broker initial disclosure (German).

How we earn

We are usually paid through commission, that is, remuneration the insurer pays us for arranging the policy, or through a payment we agree with you specifically.

What this can mean for our recommendation

We receive commission from the insurer. This can give rise to a conflict of interest. That is why we tell you openly why we recommend an offer.

Shareholdings

Verus Vorsorge GmbH holds no capital interest of more than 10% in any insurance company.

If something goes wrong

We are obliged and willing to take part in a dispute resolution procedure. You can turn to these arbitration bodies:

What a conversation with us looks like

  1. Conversation You tell us about your situation. Health information does not belong in an email; we discuss it in the conversation.
  2. Needs Together we sort out what you need and what you do not.
  3. Comparison We set suitable offers side by side and tell you why we recommend which one.
  4. Support We stay with you after you have taken out a policy.

Getting in touch

We usually reply within 24 hours (Mon–Fri). Write to service@verus-vorsorge.de or book a call. Please do not send health information, diagnoses or policy documents by email.

Sources

Here you can read up on the rules and bodies mentioned yourself. Last updated: .

This page provides orientation and does not replace individual advice. The law, your contract terms and the competent authorities are binding.

First consultation

Ready for your plan?

In the free first consultation we sort out your situation: destination, family, current contract, way back. Only then do we talk about plans. By video or phone, in English or German.

Free first consultation +49 521 522 799 0

Opens the Calendly calendar (USA) in a new tab. Only then is data transferred to Calendly. Prefer email? service@verus-vorsorge.de. Please do not send health information by email. We discuss it in the call.