/* Insurance4Expats – „Die Reise“. Goldene Stunde, ruhig, lesbar vor Effekt. */
@font-face{font-family:"Instrument Serif";src:url(/assets/fonts/instrument-serif-latin-400-normal.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Instrument Serif";src:url(/assets/fonts/instrument-serif-latin-400-italic.woff2) format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Instrument Sans";src:url(/assets/fonts/instrument-sans-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Instrument Sans";src:url(/assets/fonts/instrument-sans-latin-500-normal.woff2) format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Instrument Sans";src:url(/assets/fonts/instrument-sans-latin-600-normal.woff2) format("woff2");font-weight:600;font-display:swap}
@font-face{font-family:"IBM Plex Mono";src:url(/assets/fonts/ibm-plex-mono-latin-400-normal.woff2) format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"IBM Plex Mono";src:url(/assets/fonts/ibm-plex-mono-latin-500-normal.woff2) format("woff2");font-weight:500;font-display:swap}

:root{
  --himmel:#F4EFE6; --himmel2:#EBE3D6; --papier:#FBF8F3; --tinte:#0D1530; --tinte2:#3B4752; --grau:#5A636C;
  --bernstein:#DCAE55; --bernstein-dunkel:#87611F; --tiefsee:#2F5D62; --linie:#DDD3C3; --weiss:#fff;
  --serif:"Instrument Serif",Georgia,"Times New Roman",serif; --sans:"Instrument Sans",system-ui,-apple-system,"Segoe UI",sans-serif; --mono:"IBM Plex Mono",ui-monospace,Menlo,monospace;
  --rand:clamp(16px,4vw,56px); --breit:1240px; --text:720px; --r:14px;
  --ease:cubic-bezier(.22,1,.36,1);
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-padding-top:88px}
body{margin:0;background:var(--himmel);color:var(--tinte);font:400 17px/1.6 var(--sans);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;-webkit-tap-highlight-color:transparent}
img,video{max-width:100%;display:block}
a{color:inherit;text-decoration-thickness:1px;text-underline-offset:.2em}
a:hover{text-decoration-color:var(--bernstein)}
:focus-visible{outline:2px solid var(--bernstein-dunkel);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.05;letter-spacing:-.01em;margin:0 0 .45em;text-wrap:balance}
h1{font-size:clamp(40px,6.4vw,88px)}
h2{font-size:clamp(32px,4.4vw,58px)}
h3{font-size:clamp(24px,2.4vw,32px);line-height:1.12}
h1 em,h2 em,h3 em{font-style:italic;color:var(--bernstein-dunkel)}
p{margin:0 0 1em}
.mono,.marke-klein{font:500 12px/1.3 var(--mono);letter-spacing:.14em;text-transform:uppercase}
.marke-klein{color:var(--bernstein-dunkel);margin:0 0 14px;display:block}
.vorspann{font-size:clamp(18px,1.6vw,21px);line-height:1.5;color:var(--tinte2);max-width:46ch}
.skip{position:absolute;left:-9999px;top:8px;background:var(--tinte);color:#fff;padding:10px 14px;border-radius:8px;z-index:100}
.skip:focus{left:8px}
.breit{max-width:var(--breit);margin:0 auto;padding:0 var(--rand)}
.spalte{max-width:var(--text);margin:0 auto;padding:0 var(--rand)}

/* Knöpfe */
.knopf{display:inline-flex;align-items:center;gap:.55em;min-height:48px;padding:0 22px;border-radius:999px;border:1px solid var(--tinte);font:600 15px/1 var(--sans);text-decoration:none;color:var(--tinte);background:transparent;cursor:pointer;transition:background .25s var(--ease),color .25s var(--ease),transform .2s var(--ease),box-shadow .25s var(--ease)}
.knopf:hover{background:var(--tinte);color:var(--himmel)}
.knopf:active{transform:scale(.97)}
.knopf-voll{background:var(--tinte);color:var(--himmel)}
.knopf-voll:hover{background:#0b141c;box-shadow:0 10px 30px -12px rgba(20,32,43,.6)}
.knopf-sonne{background:var(--bernstein);border-color:var(--bernstein);color:var(--tinte)}
.knopf-sonne:hover{background:#f0aa4e;color:var(--tinte);box-shadow:0 12px 34px -12px rgba(227,154,59,.8)}
.knopf-hell{border-color:rgba(255,255,255,.6);color:#fff}
.knopf-hell:hover{background:#fff;color:var(--tinte)}
.knopf .pfeil{transition:transform .25s var(--ease)}
.knopf:hover .pfeil{transform:translateX(3px)}
.knoepfe{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:26px}
.hinweis-klein{font-size:13px;color:var(--grau);margin-top:10px}

/* Kopf */
.kopf{position:fixed;inset:0 0 auto 0;z-index:50;transition:background .35s var(--ease),box-shadow .35s var(--ease),color .35s var(--ease)}
.kopf-innen{max-width:1400px;margin:0 auto;padding:14px var(--rand);display:flex;align-items:center;gap:28px}
.wortmarke{display:flex;align-items:center;gap:10px;text-decoration:none;font:400 25px/1 var(--serif);letter-spacing:-.01em;white-space:nowrap}
.wortmarke svg{width:30px;height:30px;flex:none}
.nav{display:flex;gap:22px;margin-left:auto;font-size:15px}
.nav a{text-decoration:none;opacity:.86;padding:6px 0}
.nav a:hover,.nav a[aria-current="page"]{opacity:1;text-decoration:underline;text-decoration-color:var(--bernstein)}
.kopf .knopf{min-height:42px;padding:0 18px;font-size:14px}
.sprache{font:500 13px var(--mono);text-decoration:none;opacity:.8}
.kopf[data-hell]{color:#fff}
.kopf[data-hell] .knopf{border-color:rgba(255,255,255,.65);color:#fff}
.kopf[data-hell] .knopf:hover{background:#fff;color:var(--tinte)}
.kopf.fest{background:rgba(244,239,230,.92);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);box-shadow:0 1px 0 var(--linie);color:var(--tinte)}
.kopf.fest .knopf{border-color:var(--tinte);color:var(--tinte)}
.kopf.fest .knopf:hover{background:var(--tinte);color:var(--himmel)}
.menue-knopf{display:none;margin-left:auto;background:none;border:0;color:inherit;width:44px;height:44px;cursor:pointer}
.menue-knopf span{display:block;width:22px;height:2px;background:currentColor;margin:5px auto;transition:transform .3s var(--ease),opacity .2s}
.menue-offen .menue-knopf span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menue-offen .menue-knopf span:nth-child(2){opacity:0}
.menue-offen .menue-knopf span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media (max-width:980px){
  .nav,.kopf .kopf-cta,.kopf .sprache{display:none}
  .menue-knopf{display:block}
  .menue-offen .kopf{background:var(--himmel);color:var(--tinte)}
  .menue-offen .nav{display:flex;position:fixed;inset:64px 0 0 0;flex-direction:column;gap:0;background:var(--himmel);padding:16px var(--rand) 40px;font:400 30px/1.2 var(--serif);overflow:auto}
  .menue-offen .nav a{padding:12px 0;border-bottom:1px solid var(--linie);opacity:1}
  .menue-offen .nav .nav-cta{margin-top:24px;border:0}
}
.nav .nav-cta{display:none}
@media (max-width:980px){.menue-offen .nav .nav-cta{display:inline-flex;font:600 16px var(--sans);justify-content:center}}

/* Startfilm */
.film{position:relative;height:100svh;min-height:600px;background:#0f1418;color:#fff;overflow:hidden}
.film video,.film .film-poster{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.film .film-poster{transition:opacity .8s var(--ease)}
.film.laeuft .film-poster{opacity:0}
.film::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,14,18,.66) 0%,rgba(10,14,18,.34) 38%,rgba(10,14,18,0) 62%),linear-gradient(0deg,rgba(10,14,18,.55) 0%,rgba(10,14,18,0) 30%);pointer-events:none}
.film-text{position:absolute;z-index:2;left:var(--rand);bottom:clamp(96px,14vh,150px);max-width:min(700px,86vw)}
.film-text h1{font-size:clamp(40px,5vw,74px);text-shadow:0 2px 30px rgba(0,0,0,.25)}
.film-text h1 em{color:#F1D48E}
.film-text .vorspann{color:rgba(255,255,255,.9)}
.station{position:absolute;z-index:2;left:var(--rand);top:calc(50% - 40px);max-width:min(520px,84vw);opacity:0;transform:translateY(14px);transition:opacity .7s var(--ease),transform .7s var(--ease);pointer-events:none}
.station.da{opacity:1;transform:none;pointer-events:auto}
.station .land{font:500 13px var(--mono);letter-spacing:.16em;text-transform:uppercase;color:#F1D48E;display:flex;gap:12px;align-items:center}
.station .land::before{content:"";width:28px;height:1px;background:currentColor}
.station p.frage{font:400 clamp(28px,3.4vw,46px)/1.08 var(--serif);margin:12px 0 14px;text-shadow:0 2px 24px rgba(0,0,0,.3)}
.station a{font-size:15px;color:#fff}
.film-intro{transition:opacity .6s var(--ease),transform .6s var(--ease)}
.film.station-aktiv .film-intro{opacity:0;transform:translateY(-10px);pointer-events:none}
.film.am-ende .film-intro{opacity:1;transform:none;pointer-events:auto}
.film-leiste{position:absolute;z-index:3;left:var(--rand);right:var(--rand);bottom:28px;display:flex;align-items:center;gap:16px}
.film-leiste ol{list-style:none;margin:0;padding:0;display:flex;gap:6px;flex:1;max-width:560px}
.film-leiste li{flex:1}
.film-leiste ol button{all:unset;cursor:pointer;display:block;width:100%;padding:10px 0;font:500 10px var(--mono);letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.7)}
.film-leiste ol button i{display:block;height:2px;background:rgba(255,255,255,.28);margin-bottom:8px;overflow:hidden;border-radius:2px}
.film-leiste ol button i b{display:block;height:100%;width:0;background:#F1D48E}
.film-leiste ol button[aria-current="true"]{color:#fff}
.film-leiste ol button:focus-visible{outline:2px solid #F1D48E;outline-offset:2px}
.film-schalter{all:unset;cursor:pointer;width:40px;height:40px;border-radius:50%;border:1px solid rgba(255,255,255,.5);display:grid;place-items:center;flex:none}
.film-schalter:hover{background:rgba(255,255,255,.15)}
.film-schalter svg{width:14px;height:14px;fill:#fff}
.film-ton[aria-pressed="true"]{background:#fff}
.film-ton[aria-pressed="true"] svg{fill:var(--tinte)}
.scroll-hinweis{position:absolute;z-index:2;right:var(--rand);bottom:34px;font:500 11px var(--mono);letter-spacing:.16em;text-transform:uppercase;color:rgba(255,255,255,.75)}
@media (max-width:760px){
  .film{height:100svh;min-height:560px}
  .film::after{background:linear-gradient(0deg,rgba(10,14,18,.78) 0%,rgba(10,14,18,.35) 45%,rgba(10,14,18,.1) 70%,rgba(10,14,18,.3) 100%)}
  .film-text{bottom:118px}
  .station{top:auto;bottom:118px}
  .film-leiste{bottom:22px}
  .film-leiste ol button{font-size:0;padding:14px 0}
  .film-leiste ol button i{margin:0}
  .scroll-hinweis{display:none}
}

/* Abschnitte */
.band{padding:clamp(72px,10vw,140px) 0}
.band-papier{background:var(--papier)}
.band-dunkel{background:var(--tinte);color:var(--himmel)}
.band-dunkel .marke-klein{color:#F1D48E}
.band-dunkel h2 em{color:#F1D48E}
.kopfzeile{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,5vw,80px);align-items:end;margin-bottom:clamp(40px,6vw,72px)}
.kopfzeile p{max-width:52ch;color:var(--tinte2);margin:0}
.band-dunkel .kopfzeile p{color:rgba(244,239,230,.78)}
@media (max-width:820px){.kopfzeile{grid-template-columns:1fr}}

/* Stationen-Band (weitere Länder) */
.stationen{overflow:hidden}
.stationen-spur{display:flex;gap:16px;padding:0 var(--rand);overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;overscroll-behavior-x:contain}
.stationen-spur::-webkit-scrollbar{display:none}
.land-karte{flex:0 0 clamp(250px,26vw,340px);scroll-snap-align:start;position:relative;border-radius:var(--r);overflow:hidden;aspect-ratio:3/4;text-decoration:none;color:#fff;background:#222;isolation:isolate}
.land-karte picture,.land-karte img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform 1.4s var(--ease)}
.land-karte:hover img{transform:scale(1.06)}
.land-karte::after{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(10,14,18,.8),rgba(10,14,18,0) 55%);z-index:1}
.land-karte span{position:absolute;z-index:2;left:18px;right:18px;bottom:18px}
.land-karte b{display:block;font:400 30px/1 var(--serif);margin-bottom:6px}
.land-karte small{font:500 11px var(--mono);letter-spacing:.12em;text-transform:uppercase;opacity:.85}
.spur-steuer{display:flex;gap:8px;justify-content:flex-end;max-width:var(--breit);margin:18px auto 0;padding:0 var(--rand)}
.spur-steuer button{width:44px;height:44px;border-radius:50%;border:1px solid var(--tinte);background:none;cursor:pointer;font-size:18px;color:var(--tinte)}
.spur-steuer button:hover{background:var(--tinte);color:var(--himmel)}

/* Vier Koordinaten */
.koordinaten{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:1px solid var(--linie);position:relative}
.koordinate{padding:28px 24px 8px 0;position:relative}
.koordinate .nr{font:500 12px var(--mono);letter-spacing:.14em;color:var(--bernstein-dunkel)}
.koordinate h3{margin:18px 0 10px}
.koordinate p{color:var(--tinte2);font-size:16px}
.koordinate a{font-size:15px}
.koordinate::before{content:"";position:absolute;top:-6px;left:0;width:11px;height:11px;border-radius:50%;background:var(--himmel);border:2px solid var(--bernstein);transform:scale(0);transition:transform .5s var(--ease)}
.route-linie{position:absolute;top:-1px;left:0;height:2px;background:var(--bernstein);width:0;transition:width 1.6s var(--ease)}
.zeige.da .route-linie{width:100%}
.zeige.da .koordinate::before{transform:scale(1)}
.zeige.da .koordinate:nth-child(2)::before{transition-delay:.35s}.zeige.da .koordinate:nth-child(3)::before{transition-delay:.7s}.zeige.da .koordinate:nth-child(4)::before{transition-delay:1.05s}.zeige.da .koordinate:nth-child(5)::before{transition-delay:1.4s}
@media (max-width:900px){.koordinaten{grid-template-columns:1fr 1fr}.koordinate{padding-right:16px}}
@media (max-width:560px){.koordinaten{grid-template-columns:1fr}}

/* Bordkarte */
.bordkarte-buehne{position:relative;border-radius:22px;overflow:hidden;padding:clamp(20px,5vw,72px);min-height:640px;display:grid;align-items:center;isolation:isolate}
.bordkarte-buehne .hinter{position:absolute;inset:0;z-index:-1}
.bordkarte-buehne .hinter img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transition:opacity 1s var(--ease),transform 6s linear;transform:scale(1.04)}
.bordkarte-buehne .hinter img.an{opacity:1;transform:scale(1)}
.bordkarte-buehne .hinter::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,14,18,.55),rgba(10,14,18,.15))}
.bordkarte{display:grid;grid-template-columns:1fr 210px;background:var(--papier);color:var(--tinte);border-radius:18px;max-width:880px;box-shadow:0 40px 80px -30px rgba(0,0,0,.55);position:relative}
.bordkarte-haupt{padding:clamp(20px,3vw,34px)}
.bordkarte-haupt h2{font-size:clamp(28px,3vw,40px);margin-bottom:6px}
.bk-kopf{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.bk-route{font:500 clamp(22px,2.6vw,34px)/1 var(--mono);letter-spacing:.06em;display:flex;align-items:center;gap:14px}
.bk-route svg{width:28px;height:28px;fill:var(--bernstein-dunkel)}
.bk-feld{border:0;margin:0 0 16px;padding:0}
.bk-feld legend{font:500 11px var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--grau);margin-bottom:8px}
.bk-optionen{display:flex;flex-wrap:wrap;gap:8px}
.bk-optionen label{position:relative}
.bk-optionen input{position:absolute;opacity:0;inset:0}
.bk-optionen span{display:inline-flex;align-items:center;min-height:40px;padding:0 14px;border-radius:999px;border:1px solid var(--linie);font-size:15px;cursor:pointer;transition:all .2s var(--ease);background:#fff}
.bk-optionen input:checked+span{background:var(--tinte);color:#fff;border-color:var(--tinte)}
.bk-optionen input:focus-visible+span{outline:2px solid var(--bernstein-dunkel);outline-offset:2px}
.bk-optionen span:hover{border-color:var(--tinte)}
.bk-abschnitt{border-left:2px dashed var(--linie);padding:clamp(20px,3vw,30px) 22px;display:flex;flex-direction:column;justify-content:space-between;gap:16px;position:relative;transition:transform .7s var(--ease)}
.bk-abschnitt::before,.bk-abschnitt::after{content:"";position:absolute;left:-12px;width:22px;height:22px;border-radius:50%;background:var(--himmel)}
.bk-abschnitt::before{top:-11px}.bk-abschnitt::after{bottom:-11px}
.bk-abschnitt .mono{color:var(--grau)}
.bk-stempel{width:100px;height:100px;border-radius:50%;border:2px solid var(--bernstein-dunkel);color:var(--bernstein-dunkel);display:grid;place-items:center;font:500 13px var(--mono);letter-spacing:.14em;transform:rotate(-12deg) scale(0);opacity:0;transition:transform .5s cubic-bezier(.3,1.6,.5,1),opacity .3s}
.bordkarte.gestempelt .bk-stempel{transform:rotate(-12deg) scale(1);opacity:1}
.bk-fragen{margin-top:26px;background:rgba(251,248,243,.96);color:var(--tinte);border-radius:18px;padding:clamp(20px,3vw,34px);max-width:880px}
.bk-fragen ol{margin:0;padding-left:1.2em;display:grid;gap:14px}
.bk-fragen li b{display:block;font:400 22px/1.2 var(--serif)}
@media (max-width:760px){
  .bordkarte{grid-template-columns:1fr}
  .bk-abschnitt{border-left:0;border-top:2px dashed var(--linie);flex-direction:row;align-items:center}
  .bk-abschnitt::before,.bk-abschnitt::after{left:auto;top:-12px}
  .bk-abschnitt::before{left:-11px}.bk-abschnitt::after{right:-11px;bottom:auto}
  .bk-stempel{width:76px;height:76px;font-size:11px}
  .bordkarte-buehne{padding:16px;min-height:0}
}

/* Karten / Lebenslagen */
.karten{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.karte{background:var(--papier);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.karte:hover{transform:translateY(-4px);box-shadow:0 26px 50px -30px rgba(20,32,43,.45)}
.karte a{text-decoration:none;display:flex;flex-direction:column;height:100%}
.karte .karte-bild{aspect-ratio:4/3;overflow:hidden}
.karte .karte-bild img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.karte:hover .karte-bild img{transform:scale(1.05)}
.karte .karte-text{padding:22px 22px 26px}
.karte h3{margin-bottom:8px}
.karte p{color:var(--tinte2);font-size:16px;margin-bottom:12px}
.karte .mehr{font-weight:600;font-size:15px}
@media (max-width:900px){.karten{grid-template-columns:1fr}}

/* Makler-Schema */
.schema-makler{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:12px;margin:10px 0 36px}
.schema-makler .knoten{border:1px solid rgba(244,239,230,.3);border-radius:12px;padding:16px;text-align:center;font-size:15px}
.schema-makler .knoten b{display:block;font:400 24px/1.1 var(--serif);margin-bottom:4px}
.schema-makler .versicherer{display:grid;gap:6px}
.schema-makler .versicherer span{border:1px solid rgba(244,239,230,.25);border-radius:999px;padding:6px 12px;font:500 12px var(--mono);text-align:center}
.schema-makler .pfeil-linie{height:2px;width:clamp(30px,6vw,90px);background:linear-gradient(90deg,transparent,#F1D48E)}
.makler-du{background:#F1D48E;color:var(--tinte);border:0!important}
@media (max-width:760px){.schema-makler{grid-template-columns:1fr}.schema-makler .pfeil-linie{width:2px;height:28px;margin:0 auto;background:linear-gradient(180deg,transparent,#F1D48E)}}
.drei-spalten{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,3vw,40px)}
.drei-spalten h3{font-size:26px}
.drei-spalten p{color:rgba(244,239,230,.8);font-size:16px}
.band:not(.band-dunkel) .drei-spalten p{color:var(--tinte2)}
@media (max-width:820px){.drei-spalten{grid-template-columns:1fr}}

/* Person */
.person{display:grid;grid-template-columns:minmax(260px,420px) 1fr;gap:clamp(28px,6vw,90px);align-items:center}
.platzhalter-foto{aspect-ratio:4/5;border-radius:var(--r);background:repeating-linear-gradient(135deg,var(--himmel2) 0 14px,var(--himmel) 14px 28px);border:2px dashed var(--bernstein-dunkel);display:grid;place-items:center;text-align:center;padding:24px;color:var(--bernstein-dunkel);font:500 13px/1.5 var(--mono)}
.zeitlinie{list-style:none;margin:24px 0 0;padding:0;border-left:1px solid var(--linie)}
.zeitlinie li{padding:0 0 14px 22px;position:relative;font-size:16px}
.zeitlinie li::before{content:"";position:absolute;left:-5px;top:8px;width:9px;height:9px;border-radius:50%;background:var(--bernstein)}
.zeitlinie .mono{display:block;color:var(--grau);margin-bottom:2px;font-size:11px}
.fakten-kurz{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0}
.fakten-kurz span{font:500 12px var(--mono);border:1px solid var(--linie);border-radius:999px;padding:7px 12px;background:var(--papier)}
@media (max-width:820px){.person{grid-template-columns:1fr}.platzhalter-foto{max-width:360px}}

/* Bewertungen */
.bewertung-kopf{display:flex;align-items:baseline;gap:18px;flex-wrap:wrap;margin-bottom:28px}
.bewertung-kopf .schnitt{font:400 88px/1 var(--serif)}
.sterne{color:var(--bernstein);letter-spacing:3px;font-size:20px}
.zitate{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;list-style:none;margin:0 0 24px;padding:0}
.zitate li{background:var(--papier);border-radius:var(--r);padding:24px}
.zitate blockquote{margin:0 0 12px;font:400 23px/1.3 var(--serif)}
.zitate cite{font:500 12px var(--mono);font-style:normal;color:var(--grau);letter-spacing:.08em}
.klein-transparenz{font-size:13px;color:var(--grau);max-width:80ch}
@media (max-width:760px){.zitate{grid-template-columns:1fr}}

/* Pass-Datenseite (Auf einen Blick / Kontakt) */
.pass{background:var(--papier);border-radius:22px;padding:clamp(22px,4vw,48px);display:grid;grid-template-columns:200px 1fr;gap:clamp(20px,4vw,48px);box-shadow:0 30px 70px -40px rgba(20,32,43,.5);position:relative;overflow:hidden}
.pass::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(120deg,rgba(227,154,59,.05) 0 2px,transparent 2px 9px);pointer-events:none}
.pass-marke{display:flex;flex-direction:column;gap:14px}
.pass-marke .siegel{width:150px;height:150px;border-radius:50%;border:1px solid var(--bernstein-dunkel);display:grid;place-items:center;color:var(--bernstein-dunkel)}
.pass-marke .siegel svg{width:70px;height:70px}
.pass dl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 28px;margin:0;position:relative}
.pass dt{font:500 11px var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--grau);margin-bottom:4px}
.pass dd{margin:0;font-size:17px;line-height:1.4}
.pass .ganz{grid-column:1/-1}
.pass-mrz{grid-column:1/-1;font:500 clamp(10px,1.2vw,14px)/1.6 var(--mono);letter-spacing:.18em;color:var(--tinte2);border-top:1px solid var(--linie);padding-top:16px;overflow-wrap:anywhere;position:relative}
@media (max-width:760px){.pass{grid-template-columns:1fr}.pass dl{grid-template-columns:1fr}.pass-marke{flex-direction:row;align-items:center}.pass-marke .siegel{width:84px;height:84px}.pass-marke .siegel svg{width:40px;height:40px}}

/* FAQ */
.faq{border-top:1px solid var(--linie)}
.faq details{border-bottom:1px solid var(--linie)}
.faq summary{list-style:none;cursor:pointer;padding:22px 44px 22px 0;position:relative;font:400 clamp(21px,2vw,26px)/1.25 var(--serif)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:6px;top:50%;width:14px;height:14px;border-right:1.5px solid var(--tinte);border-bottom:1.5px solid var(--tinte);transform:translateY(-70%) rotate(45deg);transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:translateY(-30%) rotate(225deg)}
.faq .antwort{padding:0 0 24px;color:var(--tinte2);max-width:68ch}
.faq .antwort p:last-child{margin:0}
.faq summary:hover{color:var(--bernstein-dunkel)}

/* Termin / Abschluss */
.abschluss{position:relative;color:#fff;overflow:hidden;isolation:isolate;padding:clamp(90px,14vw,180px) 0}
.abschluss picture,.abschluss img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.abschluss::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,14,18,.75),rgba(10,14,18,.25));z-index:-1}
.abschluss .fenster-licht{position:absolute;z-index:-1;border-radius:4px;background:radial-gradient(circle,rgba(255,200,120,.9),rgba(255,180,90,0) 70%);width:6%;aspect-ratio:1;opacity:0;transition:opacity 2s ease 0.6s}
.abschluss.da .fenster-licht{opacity:1}
.abschluss h2{max-width:14ch}
.abschluss p{max-width:48ch;color:rgba(255,255,255,.88)}
.termin-box{margin-top:30px;display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.termin-hinweis{font-size:13px;color:rgba(255,255,255,.72);max-width:60ch;margin-top:14px}

/* Unterseiten */
.seitenkopf{position:relative;min-height:min(78svh,760px);display:flex;align-items:flex-end;color:#fff;isolation:isolate;overflow:hidden;padding:140px 0 clamp(40px,7vw,80px)}
.seitenkopf picture,.seitenkopf img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.seitenkopf img.bg{animation:schweben 24s ease-out both}
@keyframes schweben{from{transform:scale(1.08)}to{transform:scale(1)}}
.seitenkopf::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(10,14,18,.72),rgba(10,14,18,.2) 70%),linear-gradient(0deg,rgba(10,14,18,.5),transparent 40%)}
.seitenkopf .vorspann{color:rgba(255,255,255,.88)}
.seitenkopf .krumen{color:rgba(255,255,255,.8)}
.seitenkopf-schlicht{padding:150px 0 50px;background:var(--himmel)}
.krumen{font:500 12px var(--mono);letter-spacing:.08em;margin:0 0 22px}
.krumen ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.krumen li+li::before{content:"/";margin-right:8px;opacity:.5}
.krumen a{text-decoration:none}
.krumen a:hover{text-decoration:underline}
.lesefortschritt{position:fixed;left:0;top:0;height:2px;background:var(--bernstein);width:0;z-index:60}
.inhalt{display:grid;grid-template-columns:240px minmax(0,1fr);gap:clamp(30px,5vw,80px);max-width:var(--breit);margin:0 auto;padding:clamp(56px,8vw,100px) var(--rand)}
.inhalt-nav{position:sticky;top:100px;align-self:start;font-size:14px}
.inhalt-nav p{font:500 11px var(--mono);letter-spacing:.14em;text-transform:uppercase;color:var(--grau)}
.inhalt-nav ol{list-style:none;margin:0;padding:0;border-left:1px solid var(--linie)}
.inhalt-nav a{display:block;padding:7px 0 7px 16px;text-decoration:none;color:var(--tinte2);margin-left:-1px;border-left:2px solid transparent}
.inhalt-nav a.aktiv,.inhalt-nav a:hover{border-color:var(--bernstein);color:var(--tinte)}
.text{max-width:var(--text)}
.text h2{font-size:clamp(30px,3.4vw,44px);margin-top:1.4em;scroll-margin-top:100px}
.text h2:first-child{margin-top:0}
.text h3{margin-top:1.3em}
.text ul,.text ol{padding-left:1.2em}
.text li{margin-bottom:.45em}
.antwort-box{background:var(--papier);border-left:3px solid var(--bernstein);border-radius:0 var(--r) var(--r) 0;padding:22px 26px;margin:0 0 32px;font-size:19px;line-height:1.55}
.antwort-box .mono{display:block;color:var(--bernstein-dunkel);margin-bottom:8px}
.text table{width:100%;border-collapse:collapse;font-size:15px;margin:10px 0 28px;display:block;overflow-x:auto}
.text th,.text td{text-align:left;padding:12px 14px 12px 0;border-bottom:1px solid var(--linie);vertical-align:top;min-width:140px}
.text th{font:500 11px var(--mono);letter-spacing:.12em;text-transform:uppercase;color:var(--grau)}
.stand{font:500 12px var(--mono);color:var(--grau);letter-spacing:.06em;margin:28px 0 0;padding-top:16px;border-top:1px solid var(--linie)}
.quellen{font-size:14px;color:var(--tinte2)}
.quellen li{margin-bottom:6px}
.hinweis-box{font-size:14px;color:var(--grau);background:var(--himmel2);border-radius:10px;padding:14px 18px;margin:24px 0}
.entwurf{background:#FFF3D6;border:1px solid var(--bernstein);border-radius:10px;padding:14px 18px;font-size:15px}
mark.platzhalter{background:#FFE0A3;color:#5a3500;padding:2px 6px;border-radius:4px;font:500 13px var(--mono)}
@media (max-width:900px){.inhalt{grid-template-columns:1fr}.inhalt-nav{display:none}}

/* Länder-Übersicht */
.laender-raster{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.laender-raster .land-karte{flex:none;aspect-ratio:4/5}
@media (max-width:1000px){.laender-raster{grid-template-columns:repeat(3,1fr)}}
@media (max-width:700px){.laender-raster{grid-template-columns:1fr 1fr;gap:10px}.laender-raster .land-karte b{font-size:22px}}

/* Versicherer-Leiste */
.versicherer-leiste{display:flex;flex-wrap:wrap;gap:10px 28px;align-items:center;justify-content:center;font:400 22px var(--serif);color:var(--tinte2);opacity:.85}
.versicherer-leiste span{white-space:nowrap}

/* Fuß */
.fuss{background:#0d151c;color:rgba(244,239,230,.82);padding:72px 0 40px;font-size:15px}
.fuss a{text-decoration:none}
.fuss a:hover{text-decoration:underline}
.fuss-raster{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
.fuss h2{font:500 11px var(--mono);letter-spacing:.14em;text-transform:uppercase;color:#F1D48E;margin-bottom:14px}
.fuss ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.fuss address{font-style:normal;line-height:1.6}
.fuss .entitaet{margin-top:44px;padding-top:24px;border-top:1px solid rgba(244,239,230,.14);font-size:13px;color:rgba(244,239,230,.6);max-width:110ch}
.fuss .wortmarke{color:#fff;margin-bottom:16px}
@media (max-width:900px){.fuss-raster{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.fuss-raster{grid-template-columns:1fr}}

/* Einblenden */
.js .zeige{opacity:0;transform:translateY(22px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.js .zeige.da{opacity:1;transform:none}
.kein-js .zeige{opacity:1;transform:none}

/* 404 */
.nf{min-height:100svh;display:grid;align-items:center;color:#fff;position:relative;isolation:isolate}
.nf img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.nf::before{content:"";position:absolute;inset:0;background:rgba(10,14,18,.45);z-index:-1}

@media (hover:none){.karte:hover{transform:none;box-shadow:none}.land-karte:hover img{transform:none}}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .zeige{opacity:1;transform:none}
}

/* QA Runde 0 */
.seitenkopf h1{font-size:clamp(38px,4.6vw,66px);max-width:20ch}
.seitenkopf .vorspann{max-width:60ch;font-size:clamp(17px,1.35vw,19px)}
.text>section{margin-top:clamp(56px,7vw,88px)}
.text>section:first-child,.text>.antwort-box+section{margin-top:0}
.text>section>h2{margin-top:0}
.text>section>.marke-klein{margin-bottom:10px}
.text .vorspann{font-size:18px;max-width:none}
.quellen .q-note{display:block;color:var(--grau);font-size:13px;margin-top:2px}
.quellen .q-note+.q-note{margin-top:0}
.quellen-kurz{font-size:13px;color:var(--grau)}
.abschluss h2 em{color:#F1D48E}
.text p.hinweis{font-size:15px;color:var(--grau)}
.checkliste ul{list-style:none;padding:0}
.checkliste li{border-bottom:1px solid var(--linie);padding:12px 0;margin:0}
.checkliste label{display:flex;gap:14px;align-items:flex-start;cursor:pointer}
.checkliste input{width:22px;height:22px;flex:none;margin-top:2px;accent-color:var(--tinte)}
.checkliste li.erledigt span{color:var(--grau);text-decoration:line-through;text-decoration-color:var(--bernstein)}
.stationen-spur{scroll-padding-inline:var(--rand)}

/* Film: Leitsatz und Termin bleiben stehen, Stationen oben (Konversion vor Effekt) */
.film.station-aktiv .film-intro{opacity:1;transform:none;pointer-events:auto}
.station{top:clamp(92px,15vh,160px);bottom:auto;max-width:min(560px,84vw)}
.station p.frage{font-size:clamp(22px,2.3vw,34px);margin:10px 0 8px}
.station a{font-size:14px;opacity:.9}
@media (max-width:760px){
  .station{top:78px;bottom:auto}
  .station p.frage{font-size:21px;line-height:1.15}
  .station .land{font-size:11px}
  .film-text{bottom:84px}
  .film-text .vorspann{display:none}
  .film-text h1{font-size:clamp(34px,9.6vw,42px)}
}
.film::before{content:"";position:absolute;inset:0 0 auto 0;height:180px;background:linear-gradient(180deg,rgba(10,14,18,.5),rgba(10,14,18,0));z-index:1;pointer-events:none}
.film .film-intro .marke-klein{transition:opacity .5s var(--ease)}
.film.station-aktiv .film-intro .marke-klein{opacity:0}
.station{top:clamp(84px,12vh,128px)}
.film-leiste{gap:20px}
.film-leiste ol{max-width:720px}
.film-leiste ol button{font-size:11px;letter-spacing:.14em}
@media (max-height:760px) and (min-width:761px){.film-text .vorspann{display:none}}
.person-foto{margin:0;position:relative}
.person-foto img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:var(--r);box-shadow:0 30px 60px -34px rgba(13,21,48,.55)}
.person-foto figcaption{position:absolute;right:10px;bottom:10px;font:500 10px var(--mono);letter-spacing:.08em;color:#fff;background:rgba(13,21,48,.55);padding:4px 8px;border-radius:99px}
.seitenkopf-schlicht .person{padding-top:10px}

/* Musik: Knopf zeigt Zustand, wartet auf erste Interaktion (Browser blockieren Ton ohne Klick) */
.film-schalter{flex:none;width:40px;height:40px;background:transparent}
.film-ton[aria-pressed="true"]{background:rgba(255,255,255,.92)}
.film-ton.wartet{animation:tonpuls 1.8s ease-in-out infinite}
@keyframes tonpuls{0%,100%{box-shadow:0 0 0 0 rgba(241,212,142,.55)}50%{box-shadow:0 0 0 10px rgba(241,212,142,0)}}
.ton-hinweis{font:500 11px var(--mono);letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.85);white-space:nowrap;opacity:0;transition:opacity .4s}
.film.ton-wartet .ton-hinweis{opacity:1}
@media (max-width:760px){.ton-hinweis{display:none}}
.film-ton{color:#fff}.film-ton[aria-pressed="true"]{color:var(--tinte)}

/* Handy: Filmleiste nur Balken (Musik-Knopf bleibt sichtbar), Spalten nie breiter als der Bildschirm */
.film-leiste ol{min-width:0}
@media (max-width:760px){
  .film-leiste{gap:12px}
  .film-leiste ol button{font-size:0;letter-spacing:0;padding:14px 0}
  .film-leiste ol button i{margin:0}
  .ton-hinweis{display:none}
}
.kopfzeile{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.kopfzeile>*{min-width:0}
@media (max-width:820px){.kopfzeile{grid-template-columns:minmax(0,1fr)}}
.kopfzeile p,.vorspann,.text p{overflow-wrap:break-word}

/* Länderleitfaden: kompakt, Startseiten-Design */
.seitenkopf-land{min-height:min(84svh,820px)}
.fakten-hell span{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.3);color:#fff;backdrop-filter:blur(6px)}
.blick-raster{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px;counter-reset:b}
.blick-karte{background:var(--weiss);border-radius:var(--r);padding:24px 24px 20px;position:relative;box-shadow:0 20px 40px -34px rgba(13,21,48,.5);border-top:2px solid var(--bernstein)}
.blick-karte .nr{font:500 12px var(--mono);letter-spacing:.14em;color:var(--bernstein-dunkel)}
.blick-karte h3{font-size:24px;margin:10px 0 10px}
.blick-karte p{font-size:16px;color:var(--tinte2);margin:0 0 10px}
.blick-karte .quelle-klein{font:500 11px var(--mono);color:var(--grau);margin:0}
.blick-karte .quelle-klein a{text-decoration:none}
.zwei-spalten{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:clamp(28px,5vw,72px);align-items:start}
@media (max-width:900px){.zwei-spalten{grid-template-columns:minmax(0,1fr)}}
.haken{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:2px}
.haken li{position:relative;padding:14px 0 14px 40px;border-bottom:1px solid var(--linie);font-size:17px}
.haken li::before{content:"";position:absolute;left:0;top:15px;width:22px;height:22px;border:1.5px solid var(--tinte);border-radius:6px}
.haken li::after{content:"";position:absolute;left:7px;top:19px;width:7px;height:11px;border:solid var(--bernstein-dunkel);border-width:0 2px 2px 0;transform:rotate(45deg);opacity:.0;transition:opacity .4s}
.zeige.da .haken li::after{opacity:.9}
.kurz-box{background:var(--tinte);color:var(--himmel);border-radius:22px;padding:clamp(24px,3vw,36px);position:sticky;top:100px}
.kurz-box .marke-klein{color:#F1D48E}
.kurz-box p{color:rgba(244,239,230,.9);font-size:17px}
.kurz-box hr{border:0;border-top:1px solid rgba(244,239,230,.18);margin:22px 0}
.kurz-box .kurz-cta{font:400 22px/1.3 var(--serif);color:#fff}
.kurz-box .knopf-voll{background:#F1D48E;color:var(--tinte);border-color:#F1D48E}
@media (max-width:900px){.kurz-box{position:static}}
.spalte-breit{max-width:960px;margin:0 auto;padding:0 var(--rand)}
.detail-liste{margin-top:28px;border-top:1px solid var(--linie)}
.detail-liste details{border-bottom:1px solid var(--linie)}
.detail-liste summary{list-style:none;cursor:pointer;padding:26px 52px 26px 0;position:relative;display:flex;flex-direction:column;gap:6px}
.detail-liste summary::-webkit-details-marker{display:none}
.detail-liste summary .mono{font-size:11px;color:var(--bernstein-dunkel)}
.detail-liste summary .dt{font:400 clamp(22px,2.3vw,30px)/1.15 var(--serif)}
.detail-liste summary::after{content:"+";position:absolute;right:8px;top:50%;transform:translateY(-50%);width:36px;height:36px;border-radius:50%;border:1px solid var(--tinte);display:grid;place-items:center;font:400 22px/34px var(--sans);text-align:center;transition:transform .3s var(--ease),background .3s}
.detail-liste details[open] summary::after{content:"–";background:var(--tinte);color:var(--himmel)}
.detail-liste summary:hover .dt{color:var(--bernstein-dunkel)}
.detail-liste .text{padding:0 0 30px;max-width:none}
.text table{background:var(--weiss);border-radius:12px;overflow:hidden}
.text th,.text td{padding:14px 16px;border-bottom:1px solid var(--linie)}
.text thead th{background:var(--himmel2)}
.text tbody th{font:500 13px/1.35 var(--sans);text-transform:none;letter-spacing:0;color:var(--tinte)}
.text td:last-child{color:var(--tinte2)}
.quellen-auf{border:1px solid var(--linie);border-radius:14px;background:var(--weiss);padding:0 22px;margin:0 0 16px}
.quellen-auf summary{cursor:pointer;padding:18px 0;font:500 16px var(--sans);display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.quellen-auf summary .mono{color:var(--grau);font-size:11px}
.quellen-auf[open]{padding-bottom:16px}
.landseite .stationen{padding-top:clamp(60px,8vw,100px)}
.blick-raster{grid-template-columns:repeat(auto-fill,minmax(320px,1fr))}@media (max-width:700px){.blick-raster{grid-template-columns:minmax(0,1fr)}}